Let’s address the elephant in the room—you’re starting in November. Ideally, you’d want to begin saving for December much earlier in the year. However, all is not lost. Even with just a few weeks left, you can still build a decent Festive Fund. It all starts with setting a realistic target.
Financial Literacy
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The end of the year is a crucial time to get your financial house in order and prepare for a prosperous new year. Whether you crushed your financial goals this year or fell a little short, now’s the time to take stock and make some smart money moves.
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Financial Literacy
How to Prioritize Needs Over Wants As December Approaches
by REFINEDNGby REFINEDNGAs the holiday season draws near, it’s easy to get swept away in a tide of expenses. Discover how focusing on needs over wants can lead to a more fulfilling and financially sound December.
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Detty December is almost here, and Nigerians know it’s the season of endless fun, festivals, and memories. But with the high cost of living and expenses that pile up, how do you balance fun and finances? This guide gives you practical tips to enjoy the holiday season without draining your bank account.
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Financial LiteracyLearning and Development
Year-End Financial Review: How to Close the Year Strong
by REFINEDNGby REFINEDNGIt’s time to assess your finances! What’s your biggest financial goal for 2025? Share in the comments, and let’s make the new year a financially stronger one.
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Financial Literacy
What to Do When Your Salary Is No Longer Sustaining You
by REFINEDNGby REFINEDNGNo one said getting your financial life in order would be easy, especially when your salary seems to fall short of your needs. But by taking proactive steps—whether it’s upgrading your skills, taking on more responsibilities, or even finding a new job—you can put yourself in a much stronger position. The key is to stay consistent and not let the current economy wear you down.
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Are any of these 13 mistakes keeping you broke? Let’s break them down and get you back on the path to financial freedom! #PersonalFinance #WealthBuilding #MoneyManagement
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Like a jollof rice dish with many layers, money has its own rich layers, too, and understanding them can make all the difference in achieving financial freedom. So, let’s break it down and dive into the seven types of income that can boost your bank balance.
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From emotional spending to falling for get-rich-quick schemes, here are 7 things you should never do with your money. #PersonalFinance #SmartMoney #FinancialFreedom
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Paying off debt is a marathon, not a sprint. It takes discipline, consistency, and avoiding the common mistakes that can derail your progress. By budgeting effectively, steering clear of the temptation to use debt to pay off debt, building an emergency fund, and changing your spending habits, you’ll be well on your way to financial freedom.