While zakat is a mandatory pillar of Islam, giving beyond the annual requirement brings immense personal and spiritual rewards. When incorporated into daily life, generosity transforms from a financial obligation into a source of fulfillment and barakah
Financial Literacy
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While generosity is at the heart of this sacred month, mindful financial decisions ensure that giving remains sustainable beyond Ramadan. Understanding where your money goes and setting intentional spending habits can help you honor both your religious duties and financial well-being.
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Financial Literacy
Talking Money in Relationships: How to Have the ‘Finance’ Conversation Without Fighting
by REFINEDNGby REFINEDNGEstablishing shared financial goals can make the conversation feel more like planning for a future together rather than just dealing with numbers. Whether it’s saving for a trip, paying off debt, or investing for the future, setting financial milestones builds trust and alignment.
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The essence of Valentine’s Day isn’t about how much money you spend—it’s about the thought and effort you put into making someone feel valued.
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Financial LiteracyLearning and Development
Money & Love: Are You in a Healthy Financial Relationship—With Yourself?
by REFINEDNGby REFINEDNGA healthy financial relationship isn’t about being rich or having a perfect budget—it’s about feeling in control, making intentional decisions, and using money as a tool to support your goals and happiness.
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Financial Literacy
The Emotional Side of Money: Managing Stress After Holiday Overspending
by REFINEDNGby REFINEDNGHow do you cope with financial anxiety and regain control over your money? It starts with understanding the emotional side of money, managing the stress it causes, and taking actionable steps to rebuild financial stability. Let’s break it down
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Financial Literacy
Are You a Financial Hoarder? How to Declutter Your Finances This Year
by REFINEDNGby REFINEDNGDecluttering your finances is about more than organizing; it’s about freeing up mental and financial space to focus on what truly matters. You take the first steps toward financial clarity by streamlining your accounts, auditing your subscriptions, and consolidating investments.
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Financial LiteracyLearning and Development
Starting a No-Spend Challenge this January.
by REFINEDNGby REFINEDNGThe goal is to identify your spending triggers, practice discipline, and use the money saved to fund more meaningful financial goals, like paying off debt or building an emergency fund.
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Financial Literacy
How To Recover from the Financial Hangover of December Spending
by REFINEDNGby REFINEDNGYou know the feeling—that sinking realization when you open your banking app and see how much fun your money had while you weren’t paying attention. If this sounds familiar, don’t panic. You’re not alone, and more importantly, you can recover.
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Financial LiteracyLearning and Development
Earn More in 2025: Skills You Can Learn in a Day
by REFINEDNGby REFINEDNGWant to earn more in 2025 but short on time? Discover skills you can learn in just a day—from graphic design to financial literacy—that can help you create new income streams and achieve your financial goals.