Nigeria’s 2025 tax reforms are here. Low-income earners and small businesses get relief, essentials become cheaper, and big companies pay their fair share. Learn more in this simple guide.
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#financial literacy
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Financial Literacy
Why You Should Have a Financial Advisor (Even If You Think You Don’t Need One)
by REFINEDNGby REFINEDNGGetting a financial advisor might be the smartest money move you make this year. Go from managing emotions to long-term planning and real wealth growth.
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Financial Literacy
Data Money: How Your Internet Habits Drain Your Savings
by REFINEDNGby REFINEDNGYour data bundle disappears faster than your salary after payday. But what if both are connected? In this piece, we break down how your internet habits silently drain your wallet — from subscriptions to “free” apps — and show you how to flip data spending into money-smart decisions.
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Financial Literacy
How To Recover from the Financial Hangover of December Spending
by REFINEDNGby REFINEDNGYou know the feeling—that sinking realization when you open your banking app and see how much fun your money had while you weren’t paying attention. If this sounds familiar, don’t panic. You’re not alone, and more importantly, you can recover.
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December isn’t just about partying and overspending—it’s about celebrating with purpose. In this article, we explore how to reconnect with loved ones, embrace gratitude, and reflect on your financial year, all while keeping your wallet intact. Celebrate smarter this season with our practical, meaningful tips.