Credit scores are no longer just a Western finance concept. Across Africa, banks, fintechs, and loan apps are increasingly tracking borrowing behaviour. From missed repayments to loan app hopping, experts say your financial habits now shape future opportunities more than many people realise.
Economy
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EconomyIndustryPeople
Vera Songwe: The Woman Who Helped Africa Speak the Language of Big Economics
by REFINEDby REFINEDVera Songwe made history as the first woman to lead the United Nations Economic Commission for Africa. But beyond the title, she helped push Africa’s economic conversations towards growth, trade, climate finance and long-term transformation.
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EconomyIndustry
Sustainability in Nigerian Creativity Is Becoming More Than a Buzzword
by REFINEDby REFINEDAcross Nigeria, a new generation of creatives is proving that sustainability and creativity can work hand in hand. From Temilade Salami’s Tuntunre transforming discarded denim into premium fashion accessories to artists using scrap metal, plastic waste, and recycled textiles for contemporary art, eco-conscious creativity is becoming a powerful movement within the creative industry.
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EconomyFinancial LiteracyLearning and Development
What Exactly Is a Credit Score and Does It Matter in Africa?
by REFINEDby REFINEDWhether you realise it or not, your borrowing behaviour is already creating a digital record. As fintechs and loan apps reshape Africa’s financial landscape, understanding how credit reputation works is no longer optional — it is essential.
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Africa’s busiest airports are doing more than moving passengers. From Cairo and Johannesburg to Lagos and Addis Ababa, these aviation hubs are shaping trade, investment, tourism, and regional business influence across the continent. Here’s what the numbers reveal about Africa’s economic future.
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Africa’s cities are growing upwards, and the results are impossible to ignore. From Egypt’s record-breaking Iconic Tower to Nairobi’s striking Britam Tower, these skyscrapers reflect ambition, investment, and a new era of urban growth across the continent. Here’s a closer look at the tallest buildings shaping Africa’s skyline today.
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Debt can feel overwhelming, especially with rising loan app pressure and embarrassing recovery tactics. But clearing your debt doesn’t have to come with shame. From facing your finances privately to prioritising repayments and improving your income, this guide breaks down simple, realistic steps to help you regain control without losing your dignity.
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Most financial advice feels scattered, but real financial literacy is built on just four key pillars. From budgeting and saving to managing debt and investing, this guide breaks down what truly matters and how to take control of your money with clarity and confidence.
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EconomyIndustryLagosPeople
Did You Know? Africa’s First Female Crane Operator Is Nigerian
by REFINEDNGby REFINEDNGTaiwo Omotayo Oni made history in 2017 as Africa’s first female mobile harbour crane operator. Trained in Lagos, she broke barriers in a male-dominated industry and inspired a new wave of women in maritime career
