The Ember months can put serious pressure on your finances. From overspending and social pressure to last-minute shopping and forgetting January bills, here are five money mistakes to avoid before the year ends.
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GeneralLearning and Development
Back-to-School Season: 6 Things Parents Can Do Differently This Year
by REFINEDby REFINEDA new school year comes with new routines, expenses and expectations. Here are practical ways parents can prepare better and make the school year easier for the whole family.
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Financial Literacy
Six Financial Goals Worth Setting Before the End of the Year
by REFINEDby REFINEDThe ember months can put serious pressure on your finances. Here are six practical financial goals to set before the end of the year, from saving for January expenses to reducing debt and strengthening your investment habit.
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Can you afford it, or can you simply pay for it today? Before spending a large amount on a phone, car, trip or other major purchase, here are seven questions to help you think beyond the price tag.
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GeneralLearning and Development
How to Transition From University to the Workplace
by REFINEDby REFINEDSigning out or attending your convocation is exciting, but what comes next? Moving from university to the workplace comes with a different set of expectations. Here are five practical ways to make the transition easier
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Is an HND really better than a BSc for traveling abroad? The answer depends on where you’re going and what you plan to do when you get there. From Canada’s immigration system to postgraduate study, here’s what you need to know.
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A sudden job loss can disrupt your finances quickly. Here are practical steps to manage your money, protect your savings and prepare for your next income.
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NewsSportsWorld News
Balogun Bags Second Consecutive World Cup Man of the Match Award
by REFINEDby REFINEDFolarin Balogun’s impressive World Cup campaign continues to gather momentum. The Nigerian-born forward picked up his second straight Man of the Match award after inspiring the United States to a 2-0 victory over Australia and a place in the knockout rounds.
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A few years ago, Nigerian students mostly heard the same career advice: study Medicine,…
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EconomyFinancial Literacy
Spotting Financial Scams: 5 Red Flags You Should Never Ignore
by REFINEDby REFINEDFinancial scams are becoming more sophisticated. From fake investment schemes to WhatsApp fraud and cloned bank alerts, scammers now use urgency, fear, and polished online branding to target victims. This article breaks down five major red flags experts say you should never ignore and explains how to protect your money in today’s digital economy.
